:root { color-scheme: light; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: #172b45; background: #f5f7fb; }
        * { box-sizing: border-box; }
        body { margin: 0; }
        .shell { max-width: 1056px; margin: 0 auto; padding: 36px 28px 28px; }
        .brand { display: flex; align-items: center; gap: 24px; padding-bottom: 30px; border-bottom: 1px solid #dde4ef; }
        .brand img { width: 160px; height: auto; }
        .brand span { border-left: 1px solid #cad4e3; padding-left: 24px; color: #536782; font-size: 14px; font-weight: 600; }
        .intro { max-width: 680px; padding: 48px 0 32px; }
        .eyebrow { margin: 0 0 14px; color: #0045c8; font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
        h1 { font-size: clamp(32px, 5vw, 44px); line-height: 1.12; letter-spacing: -.035em; margin: 0 0 18px; font-weight: 700; }
        .intro p:last-child { color: #536782; font-size: 17px; line-height: 1.65; margin: 0; }
        .methods { display: grid; grid-template-columns: .85fr 1.15fr; gap: 20px; }
        .method { display: flex; flex-direction: column; padding: 30px; background: white; border: 1px solid #dde4ef; border-radius: 18px; box-shadow: 0 5px 20px #162a4505; }
        .method-paycargo { border-top: 4px solid #0094d9; }
        .method-zelle { border-top: 4px solid #6d1ed4; }
        .method-tag { align-self: flex-start; color: #0045c8; background: #eef4ff; border-radius: 6px; padding: 6px 9px; font-size: 12px; font-weight: 650; }
        .method-paycargo .method-tag { color: #006b9e; background: #edf8fd; }
        .method-zelle .method-tag { color: #5920a4; background: #f5effc; }
        h2 { font-size: 24px; letter-spacing: -.02em; margin: 19px 0 10px; }
        .provider-heading { display: flex; align-items: center; gap: 10px; min-height: 40px; }
        .provider-logo { display: block; max-width: 100%; height: 34px; width: auto; }
        .provider-logo-zelle { height: 30px; width: 30px; }
        .method p { font-size: 15px; line-height: 1.6; color: #536782; margin: 0 0 22px; }
        .pay-button { display: flex; justify-content: space-between; align-items: center; gap: 12px; color: white; background: #0077ad; padding: 14px 18px; border-radius: 9px; font-size: 15px; font-weight: 650; text-decoration: none; margin-top: auto; min-height: 48px; }
        .pay-button:hover { background: #005e8a; }
        a:focus-visible, button:focus-visible { outline: 3px solid #172b45; outline-offset: 4px; }
        .zelle-details { display: grid; grid-template-columns: minmax(0, 1fr) 180px; align-items: start; gap: 18px; margin-top: auto; }
        .recipient { margin: 0; }
        .recipient dt { font-size: 11px; text-transform: uppercase; letter-spacing: .07em; color: #536782; margin: 0 0 5px; }
        .recipient dd { margin: 0; font-size: 15px; font-weight: 650; overflow-wrap: anywhere; }
        .recipient dd + dt { margin-top: 15px; }
        .recipient .phone { font-size: 23px; letter-spacing: -.02em; font-variant-numeric: tabular-nums; }
        .copy-phone { font: inherit; font-size: 13px; font-weight: 650; color: #5920a4; background: #f5effc; border: 1px solid #d7c3ef; border-radius: 8px; min-height: 44px; padding: 10px 14px; margin-top: 12px; cursor: pointer; }
        .copy-phone:hover { background: #ece0fa; }
        .copy-phone:disabled { cursor: wait; opacity: .7; }
        .method .copy-status { margin: 8px 0 0; min-height: 20px; font-size: 12px; }
        .zelle-qr { margin: 0; text-align: center; }
        .zelle-qr img { display: block; width: 100%; height: auto; }
        .zelle-qr figcaption { margin-top: 10px; color: #536782; font-size: 12px; line-height: 1.5; }
        .instructions { padding: 32px 2px 0; }
        .instructions h2 { font-size: 19px; margin: 0 0 18px; }
        ol { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; list-style: none; margin: 0; padding: 0; counter-reset: step; }
        li { display: flex; align-items: flex-start; gap: 12px; font-size: 14px; line-height: 1.65; color: #536782; counter-increment: step; }
        li::before { content: counter(step); display: grid; place-items: center; flex: 0 0 26px; height: 26px; border-radius: 50%; background: #e5ecf8; color: #26466d; font-size: 12px; font-weight: 700; }
        .notice { margin: 28px 0 24px; padding: 20px 22px; border: 1px solid #edb4a7; border-left: 4px solid #b42318; background: #fff4f0; border-radius: 12px; color: #74301c; font-size: 14px; line-height: 1.65; }
        .notice p { margin: 0; }
        .notice p + p { margin-top: 6px; }
        .notice strong { color: #9a2418; font-size: 17px; font-weight: 750; }
        .method .external-link-hint { margin: 12px 0 0; font-size: 12px; }
        footer { padding-top: 28px; color: #6b7e97; font-size: 12px; text-align: center; }
        @media (max-width: 900px) {
            .methods { grid-template-columns: 1fr 1fr; }
            .zelle-details { grid-template-columns: 1fr; }
            .zelle-qr { width: 240px; max-width: 100%; margin: 4px auto 0; }
        }
        @media (max-width: 640px) {
            .shell { padding: 24px 20px; }
            .brand { gap: 16px; padding-bottom: 24px; }
            .brand img { width: 132px; }
            .brand span { padding-left: 16px; font-size: 12px; }
            .intro { padding: 34px 0 26px; }
            .intro p:last-child { font-size: 16px; }
            .methods, ol { grid-template-columns: 1fr; gap: 16px; }
            .method { padding: 24px; }
            .instructions { padding-top: 28px; }
            .notice { padding: 18px; }
        }

.terms-gate { padding: 24px; background: white; border: 1px solid #dde4ef; border-radius: 12px; }
.terms-gate label { display: block; margin: 18px 0; }
.terms-gate button { cursor: pointer; border: 0; }